Welcome to Clarity and Flow Coaching, LLC. These terms and conditions outline the rules and regulations for the use of Clarity and Flow Coaching, LLC's Website. Clarity and Flow Coaching, LLC is located at: 8049022443

By accessing this website we assume you accept these terms and conditions in full. Do not continue to use Clarity and Flow Coaching, LLC's website if you do not accept all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: "Client", "You" and "Your" refers to you, the person accessing this website and accepting the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services/products, in accordance with and subject to, prevailing law of the State of Virginia. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

COOKIES

We employ the use of cookies.

By using Clarity and Flow Coaching, LLC's website you consent to the use of cookies in accordance with Clarity and Flow Coaching, LLC's privacy policy. Most of the modern day interactive web sites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate / advertising partners may also use cookies. License Unless otherwise stated, Clarity and Flow Coaching, LLC and/or it's licensors own the intellectual property rights for all material on Clarity and Flow Coaching, LLC. All intellectual property rights are reserved. You may view and/or print pages from http://lschumakercoaching.com for your own personal use subject to restrictions set in these terms and conditions.

DISCLAIMER

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).

Nothing in this disclaimer will: limit or exclude our or your liability for death or personal injury resulting from negligence; limit or exclude our or your liability for fraud or fraudulent misrepresentation; limit any of our or your liabilities in any way that is not permitted under applicable law; or exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty. To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

PURCHASES MADE THROUGH OUR WEBSITE

You agree and acknowledge that all purchases made through our website are done on a voluntary basis and that you are to remain financially responsible for any and all purchases made by you, or by another person acting on your behalf, regardless of the information provided at checkout. Should information become available at a later date confirming you performed unauthorized use of a credit card or other payment information belonging to someone other than yourself, you understand and agree that you alone remain financially responsible for purchases made through our Website.

You agree and acknowledge that any information provided by you to us or our payment processor is true and accurate. Should your payment fail to process, we reserve the right to withhold the intended purchased product from you unless and until payment is properly rendered.

METHODS OF PAYMENT

If Client elects to pay by monthly installments for any programs, Client authorizes the Company to charge Client’s credit card or debit card. If Client elects to pay in FULL, Client may pay by credit card or debit card.

REFUND POLICY

Due to the digital nature of these products, you acknowledge that we do not offer refunds for any portion of your payment for any of our services, digital products, courses, programs, classes, live events, coaching or masterminds.

Please be advised that any sales finalized with the benefit of promotional discounts are deemed final. Such sales are not eligible for either full or partial refunds under any circumstances, even in cases where customers have made previous purchases without promotional discounts. This steadfast policy allows us to extend significant discounts to our valued customers while concurrently upholding the value and integrity of our offerings.

METHODS OF PAYMENT FOR PURCHASES with Company:

If Client elects to pay by monthly installments for any programs or services, Client authorizes the Company to charge Client’s credit card or debit card. If Client elects to pay in FULL, Client may pay by credit card or debit card.

TESTIMONIALS

We present testimonials and insights about other people’s experiences with our website for purposes of illustration only. The testimonials, examples, and photos used are of actual clients. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only.

DEFINITION OF LIFETIME ACCESS

"Lifetime Access" refers to unlimited access to the course or program content for the entire duration of the course or program's operational lifetime.

YOU MUST NOT

Republish material from http://lschumakercoaching.com

Sell, rent or sub-license material from http://lschumakercoaching.com. Reproduce, duplicate or copy material from http://lschumakercoaching.com Redistribute content from Clarity and Flow Coaching, LLC (unless content is specifically made for redistribution). Hyperlinking to our Content The following organizations may link to our Web site without prior written approval: Government agencies; Search engines; News organizations; Online directory distributors when they list us in the directory may link to our Web site in the same manner as they hyperlink to the Web sites of other listed businesses; and Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site. We may consider and approve in our sole discretion other link requests from the following types of organizations: commonly-known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association, AARP and Consumers Union; dot.com community sites; associations or other groups representing charities, including charity giving sites, online directory distributors; internet portals; accounting, law and consulting firms whose primary clients are businesses; and educational institutions and trade associations.

We will approve link requests from these organizations if we determine that: (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b)the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of ; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

These organizations may link to our home page, to publications or to other Web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and it products or services; and (c) fits within the context of the linking party's site.

If you are among the organizations listed in paragraph 2 above and are interested in linking to our website, you must notify us by sending an e-mail to support@lschumakercoaching.com.

Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our Web site, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved organizations may hyperlink to our Web site as follows:

By use of our corporate name; or By use of the uniform resource locator (Web address) being linked to; or By use of any other description of our Web site or material being linked to that makes sense within the context and format of content on the linking party's site. No use of Clarity and Flow Coaching, LLC's logo or other artwork will be allowed for linking absent a trademark license.

Agreement frames:

Without prior approval and express written permission, you may not create frames around our Web pages or

use other techniques that alter in any way the visual presentation or appearance of our Web site.

TERMINATION.

Company is committed to providing all clients in any of the reocurring monthly Programs with a positive Program experience. By purchasing a monthly reocurring product Client agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Client’s participation in the Program without refund or forgiveness of monthly payments if Client becomes disruptive to Company or Participants, Client fails to follow the Program guidelines, is difficult to work with, impairs the participation of the other participants in the Program, lapses in payment or upon violation of the terms as determined by Company. Client will still be liable to pay the total contract amount.

RESERVATION OF RIGHTS

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our Web site. You agree to immediately remove all links to our Web site upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our Web site, you agree to be bound to and abide by these linking terms and conditions.

REMOVAL OF LINKS FOR OUR WEBSITE

If you find any link on our Web site or any linked web site objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you. Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

CONTENT LIABILITY

We shall have no responsibility or liability for any content appearing on your Web site. You agree to indemnify and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any page on your Web site or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

LIMITATION OF LIABILITY

Company shall not be held liable for any information, products, or materials that you request or receive through or on our Website, Programs, Products, Services, or Program Materials. We do not assume responsibility for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, or any other outcome resulting from any act or default of any individual or business, whether owners, staff, agents, joint venture partners, contractors, vendors, affiliates, or others affiliated with us. We do not assume responsibility for any individual or entity involved in providing our Website, Programs, Products, Services, or Program Materials, in any manner or location. Should you use our Website, Programs, Products, Services, Program Materials, or any other information provided by us or affiliated with us, we accept no responsibility.

By using our Website and/or subscribing to our email list, you voluntarily assume full personal responsibility for your actions, choices, and any results thereof. Your use of this Website signifies your agreement to absolve Company, as well as anyone acting as an agent, employee, consultant, affiliate, guest blogger, joint venture partner, staff member, team member, or anyone affiliated with us in any capacity, from any liability for any loss, damage, injury, or litigation that you or any other person may incur as a result of direct or indirect use of the information, content, or products found on our Website or through materials requested via email.

You understand and agree that Company is not liable for any direct or indirect damages arising from your use of our Website, any information contained herein, or any products or services purchased from us, including but not limited to general, specific, incidental, consequential, punitive, or special damages. You also agree that we are not responsible for any loss incurred by you or your business, including but not limited to revenues, clients, business, goodwill, income, anticipated income, predicted income, sales numbers, loss of a sale, data, computer failure, computer viruses acquired through our Website, technical glitches or failures, defects or delays, or any other similar issues. You agree that your decision to use our Website is entirely at your own risk and voluntarily chosen by you, with any resulting ramifications being your sole responsibility.

Company takes reasonable measures to maintain the privacy and confidentiality of all information. However, we accept no responsibility for any third-party hacking or unauthorized access to confidential information held by us. You agree and understand that we shall not be held liable for any unauthorized access to or use of your information, property, regardless of negligence, failure, tort, breach of implied or express contract, or any other causes of action or legal theories of liability, even if such theories could have been foreseeable or preventable, or if we were made aware of such a possibility. Our limitations of liability extend to the fullest extent permitted by law, and in no event shall our total liability exceed $500 to any one person or collective plaintiffs.

Furthermore, Company takes no responsibility or liability for the policies of third-party payment processing companies used to make payments through our Website. Please note that by using the third-party payment processor or visiting our Website, you are subject to the terms and conditions, privacy policies, and disclaimers of those companies, in addition to our own. We highly recommend that you read their individual policies and terms and conditions in addition to our own. Should you incur any damages as a result of using a third-party payment processor, you agree not to file or assert any claims against Company arising from the purchase of a product or service.

TERMS OF USE

By accessing this Website you acknowledge that you are at least 18 years of age and have the required mental capacity to enter into and abide by the terms of these Terms and Conditions. Use of this Website by anyone under 18 is strictly prohibited by us.

By accessing this Website you are agreeing to the terms of these Terms and Conditions as they appear and are legally bound by them, whether or not you have read them. If at any time you do not agree with the included terms, please cease visiting our Website and do not use our Programs, Products and Services.

These Terms and Conditions are subject to changes and/or updates, and we are not bound to provide notice of such changes or updates. We reserve the right to make changes or updates at any time and hereby informs all Visitors that the burden is on the Visitor to check the Terms and Conditions for updates from time to time. By continuing to use Website and the content we produce, you agree to be bound by the most updated version of these Terms and conditions, whether or not you have read it.

This site, materials, and products offered are not associated, affiliated, endorsed, sponsored, reviewed, tested, or certified by Facebook, Instagram, Pinterest, or any other website, unless specifically stated herein.

Should you purchase a program, product or service from us, you acknowledge that you are over 18. Purchase of a program, product or services by anyone under 18 is strictly prohibited by us. The purchase of any program, product or services is subject to the terms outlined in the Terms of Use associated with the specific program, product or service purchase. These Terms of Use shall prevail in the event of a conflict or issue.

YOUR LICENSE TO US

By posting or submitting any material on or through our Website, such as comments, posts, photos, images, videos, or other contributions, you represent that you are the owner of all such materials and that you are at least 18 years old.

By submitting or posting any comments, photographs, images, videos, audio recordings, or any other submissions for use on or through our Website, you grant to us, and anyone authorized by us, consent to make it part of our current or future Website, Products, Programs, Services, and/or Program Materials. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation to you. You may, however, request us to delete this information at any time. The voluntary submission of such information grants us, and anyone authorized by us, consent to identify you as the author of any such comments, photographs, posts, images, videos, or audio recordings by name, email address, avatar, or user/screen name.

You also grant to us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, modify, transmit, sell, distribute, and/or publicly display such comments, photographs, images, videos, audio recordings, or any other submissions in whole or in part, in any manner or medium.

Should you choose to post anything on our Website, social media pages, webinars, or otherwise, you agree and acknowledge you will not post anything that could harm us or another user, or include anything defamatory, harmful, hurtful, or otherwise upsetting. You understand that if you decide to post content that constitutes cyberbullying, your comments will be removed immediately, and we reserve the right to take action against you to the fullest extent of applicable laws.

You may use our Website for lawful purposes only and agree you will not post, comment, or otherwise transmit any content that infringes the rights of another. You also agree to hold us harmless should you do so. Furthermore, you agree not to post any content that would constitute a criminal offense, use the Website or content for fraudulent or unlawful purposes, create civil liability, is repugnant, constitutes a violation of another’s intellectual property rights, is vulgar or obscene in any way, or is otherwise objectionable. You agree that we are the sole decider in whether content you post is objectionable and have the unilateral right to remove any content you post, without explanation or ramifications. You also understand that we may be obligated to take further legal action based on the information you post and reserve our right to do so. Should a third party choose to take legal action against you as a result of something you posted on our Website, you agree to hold us harmless and fully indemnify us against any legal ramifications or actions.

DISCLAIMER

This Website is intended solely to provide educational information to all visitors. Any content found on this Website, or content you receive due to agreeing to an opt-in to an email list, freebie, or otherwise, is exclusively for educational and informational purposes. Clarity & Flow Coaching, LLC does not guarantee any specific results, changes, gains, outcomes, financial, legal, or medical, through the use of our Website, Program, Products, Services, or Coaching Programs. You acknowledge and agree that the use of our Website, Program, Products, Services, or Coaching Programs is entirely voluntary.

You acknowledge and agree that visiting our Website, using the information contained herein, and purchasing products is done voluntarily by you. Clarity & Flow Coaching, LLC is not responsible or liable for any harm or damage to you, yourself, or your business resulting from the direct or indirect use of materials or content contained on our Website. You agree to hold Clarity & Flow Coaching, LLC harmless from any damages directly or indirectly resulting from your use of content or products/services on our Website or distributed through email, and you agree not to make any claims against us or Clarity & Flow Coaching, LLC.

You also understand and acknowledge that Clarity & Flow Coaching, LLC, Laurel Schumaker, or anyone from her team is/are not a doctor, lawyer, therapist, psychic, accountant, nurse, counselor, or any other medical professional, nor do we hold ourselves out to be.

Nothing contained on this Website or within any product or service found herein is intended to replace a consultation with any such professional.

Our Website, and the content and products produced, are not to be relied upon in any way as medical, legal, financial, or business advice. Nothing on this Website, in our products, or anything distributed via email is intended to replace professional advice received via consultation with a doctor, nurse, lawyer, accountant, therapist, financial advisor, business consultant, or other expert regarding the details of your specific business or life. You are encouraged to consult with your own professionals for any questions you may have regarding your particular business or situation, including legal, business, medical, or financial questions, or any similar professional that may address your individual situation.

TECHNOLOGY DISCLAIMER

Clarity & Flow Coaching, LLC makes no warranty or guarantee as to the delivery, accuracy, timeliness, performance, completeness, or suitability of the information, uninterrupted access, or error-free nature of our Website or any other materials provided by us to you. Every effort has been made to present the most accurate, up-to-date information on our Website. However, because the nature of this information is constantly evolving, we cannot be held responsible for the accuracy of our content. You acknowledge that the content and such information may contain inaccuracies or errors, and Clarity & Flow Coaching, LLC is not liable for any such inaccuracies or errors to the fullest extent permitted by law.

Clarity & Flow Coaching, LLC cannot guarantee access to our Website. You acknowledge that access might be suspended or restricted from time to time to allow for repairs, maintenance, or updates, although we will try to limit the frequency and duration of suspension or restriction. You acknowledge that, to the fullest extent permitted by law, Clarity & Flow Coaching, LLC is not liable for damages or refunds, or for any other recourse, should our Website be unavailable, or access is slow or incomplete due to any reason, such as system backup procedures, internet traffic volume, upgrades, overload of requests to the servers, general network failures, or delays in accessibility to our Website.

You understand your obligation to provide only authentic, accurate information to us, including your name, email address, and payment information, should you choose to purchase a product. You understand and agree that should any information provided prove inaccurate, and any issues or damages arise from your providing us with false or inaccurate information, you may be liable for any subsequent damages that occur as a result.

EARNINGS DISCLAIMER

Every effort has been made to accurately represent this product and its potential.

There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas and techniques. We do not position this product as a “get rich scheme.”

Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.

Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

Any and all forward looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless our Company, including our affiliates, agents, contractors, officers, directors, shareholders, employees, joint venture partners, successors, transferees, assignees, and licensees, from any and all claims, causes of action, damages, liabilities, costs, and expenses, including legal fees and expenses, arising out of or related to your use of our Website, Products, Programs, Services, or Program Materials, or any breach of your obligations, warranties, representations, or covenants set forth in these Terms of Use or any other agreement with us. If we need to defend ourselves in any action involving you, or if your participation or assistance is deemed beneficial to our defense, you agree to provide necessary support, including evidence, documents, and testimony, at no charge to us. We are not liable for any content posted on our Website by third parties and you, as a visitor, release us from all claims arising from such content. We are not responsible for any damages—whether direct, indirect, consequential, foreseeable, incidental, or otherwise—stemming from your use of or reliance on any information on our Website, or from products or services purchased through our Website. You agree that any reliance on information provided by third parties, whether endorsed by us or not, is at your own risk and release us from any claims related to such reliance.

You acknowledge and agree that we are not liable for any damages resulting from your reliance on information provided by third parties on our Website. You release us from any claims related to such reliance, whether the information is endorsed by us or not.

Company strives to monitor comments and posts by users and third parties to ensure a safe environment for all visitors. If you encounter any objectionable or offensive content posted by a third party, you agree to notify us and refrain from taking any action against us based on such content. You understand that we cannot control all material posted by users and agree to release us from any claims arising from content beyond our control.

Should you have any questions about any term of these Terms and Conditions, please contact us at support@lschumakercoaching.com. Thank you.

Additionally, please review the terms of our Privacy Policy for how your information is stored and shared.